Category Archives: thoughts

Tax Advice

Ken over at HMRC is Shite today highlights the apparent possibility of legislation which would ban anyone from giving tax advice which reduced the client’s tax bill. And the way the proposed legislation works this would mean no-one can do any tax work for anyone else.  Ken quotes the following clauses from the draft legislation:

“Tax agent
2 (1) A person is a tax agent if the person assists another person (a ‘client’) with the client’s tax affairs.
(2) A person may be a tax agent even if—
(a) the assistance is given free of charge,
(b) the assistance is given otherwise than in the course of business,
(c) the assistance is given indirectly to the client or at the request of someone other than the client, or
(d) the assistance is not given specifically to assist with the client’s tax affairs, but the person giving the assistance knows it will be used, or is likely to be used, for that purpose.
(3) Assistance with a client’s tax affairs includes assistance with any document that is likely to be relied on by HMRC to determine the client’s tax position.
(4) Assistance with a client’s tax affairs also includes—
(a) advising a client in relation to tax, and
(b) acting or purporting to act as agent on behalf of a client in relation to tax.
(5) If a client is assisted by more than one individual in a firm or business, each individual may be regarded as a separate tax agent.” 

This is craziness gone loony!  It is not just another long step towards a police state; I would put it in the very small class of things which I describe with a word I seldom use: obscene!  It would effectively mean that not only can I not discuss any financial matters with my 94 year old mother because even if all I say is “Put your money in an ISA” I am advising that she reduce her tax bill, which would now be an illegal act on my part.  Worse it means that I cannot even prepare my mother’s tax return for her even if she is unable to write or has dementia.  I’m sure that isn’t what is intended but that is certainly how I (and others; see Ken’s posting) read the words.  Now how crazy is that?!?!

WTF are they thinking?!?!?!

The Dawkins Delusion

As regular readers will know I don’t do God or gods (of any gender).  In fact I don’t do dogmatic belief systems at all, preferring to find my own way and my own ethics, intellectually.  Which of course does not mean that I can’t appreciate many of the great things which have been done in the name of religion; that I don’t abhor the many bad things; that I am amoral; or that I would ever deny anyone’s right to believe whatever they wish as a crutch to get them through this life.

I am not a theist; neither am I an atheist.  I prefer to say that, while I find the notion of some all-supreme being inherently unlikely – literally fantastic – I simply do not know; and further I doubt that we can ever know.  Which should not stop us seeking and pushing back the intellectual envelope.

I am as suspicious of atheists as I am of theists.  For atheists are just as bigoted – sometimes more so – than theists.  Richard Dawkins is a case in point.  His aggressive “new atheism” is just as dogmatic, inflexible and demanding as the belief system of any theist fundamentalist.  Indeed I would go so far as to label Dawkins himself a fundamentalist – albeit one who doesn’t fly plane-loads of innocents into office blocks.

I was pleased therefore to see in next week’s Radio Times (23-29 January) the most measured and comprehensive demolition of Dawkins and his ilk under the title The Dawkins Delusion.  It was written by novelist Howard Jacobson who presents the first programme in Channel 4’s series The Bible: a History.  And it isn’t that Jabobson is a believer: he describes himself as an atheist “who fears all fanaticism bred by faith” which includes Dawkins et.al.

Sadly the Radio Times article isn’t on their website, but I feel sufficiently enraged by Dawkins’s bigoted anti-bigot stance that I’ve broken the rules and put a scanned copy online here (although it will be removed forthwith if I am requested to do so by Radio Times, or if I spot that the article is available elsewhere online).

Jacobson’s opinion, although not new, is important and deserves a wider airing.

Things What I Don't Do

Over recent months I’ve come to realise that there are whole categories of things and activities which I just do not do and cannot engage with. These are things which the vast majority view as important, if not life critical. In general these are things which, contrary to majority opinion, I think are boring, actually not important or (in a couple of cases) just plain wrong. Here’s my controversial list of things what I don’t do …

[Aside: Before you lay into me, remember that these are my personal opinions.  I’m not saying they have to be your opinions too.  You are free to believe whatever you wish as long as you don’t expect me to join you!]

Golf. Pointless. Expensive. Over-hyped. Environmentally damaging. And time-consuming.

Boats. I never could relate to water. I hated learning to swim. Don’t even like putting my head under the shower to wash my hair. Something to do with being in control, I think. And anything to do with more than a small dingy is only standing under a shower tearing up £20 notes. Boring.

Twitter. I might take some notice when someone can really, rationally, explain to me what the point is. Actually totally unimportant. Just because we have the technology to do something doesn’t mean we should do it.

IVF. In my view this is fundamentally wrong. If a couple cannot have children then generally Nature knows there is some good reason they shouldn’t. I also suspect it is being over-used just because your modern girlies can’t conceive easily as they’ve all been on the pill for too many years. Again, just because we have the technology … And no, this isn’t sour grapes just because we don’t have children: we planned not to have children.

Stem cells. For me the jury is still out on this. Yes, I see the apparent medical benefits. But I’m not convinced it isn’t going to turn out to be something with unforeseen adverse consequences. And I’m also not convinced of the overall ethics. Again, just because we have the technology … But mostly I don’t do stem cells because I find it a deeply boring field of study.

Climate change / global warming. This is another which falls into the deeply boring bucket. I know the theory is that it’s important, and maybe it is. But as soon as politicians get involved there are instantly too many vested interests and parochialism. But for me it is just deeply boring, because it is so ubiquitous.

Africa. See comments above about things being ubiquitous and boring and the involvement of politicians. We (white man) has basically fucked up Africa over the last 2-300 years. Perhaps the most respectful thing we can do now is to stop meddling and let the Africans sort themselves out, like we should have done from the start. But most of all this is in my deeply boring bucket. I’ve been assaulted just too much about this over the years — I have issue fatigue.

Elephants. Well for me they just go along with Africa as being deeply boring and so over-done that again I have issue fatigue. Yes OK so they’re endangered. That doesn’t mean I have to take them to my heart. Similarly for polar bears; and even tigers are getting to that bracket.

iPod, Wii, xBox etc. See comment above about Twitter. Really what is the point? Just totally, totally, unimportant and irrelevant.

Mainstream classical music. Boring. Dull. Overdone. Tinkling audio wallpaper at best — especially Mozart and Haydn. With a very few exceptions. Some music pre-Bach or post-Beatles is interesting, but even then by no means all. And no, it isn’t that I don’t like music; I just hate what everyone else likes.

H5N1 Avian Flu. In general I find odd and emerging diseases interesting, in a forensic way, but this appears to have been blown up out of all proportion. More cynical vested interests? Politicians trying to frighten us to keep the great unwashed under control? I don’t know. But as it appears to have been a knee-jerk over-reaction — which does the scientific/medical community no favours — I can’t get interested. The same with H1N1 Swine Flu.

Cars. Oh dear. No, sorry guys, it isn’t necessary for everyone to drive and have their own car. Neither of us drives, we never have done. OK, I accept we live in a city, which helps, but we do OK without driving. We have a good relationship with our local cab company and give them a lot less money than we would spend on running a car. And we get a lot less stress and hassle — not to mention that not having a car is much greener. Again it is all down to politics and vested interests: we have to make and sell stuff to keep the world turning. Err … maybe if we didn’t do this we wouldn’t be in the climate change mess we are? Let’s put the money into decent public transport (and that includes taxi services, ‘cos you can’t run a bus from here to everywhere). Oh, and sorry, cars are deeply boring too.

Yes I know I’m mad; eccentric. Just remember: “blessed are the cracked, for they shall let in the light”.

Changing Your Mind is not Indecisiveness

Sorting through some old work papers the other day I came across an item which was obviously originally posted on a forum somewhere. Sadly I hadn’t noted the source or the author. However reading it struck a chord so here is a (slightly edited) version, with apologies to whoever the original author was!

There is an interesting corollary to the “fog of war” which I [the original author] came across in Robert Cialdini’s Influence.

In a chapter on “Commitment and Consistency” he quotes Ralph Waldo Emerson:

A foolish consistency is the Hobgoblin of little minds.
Usually we think consistency is a good thing, but the foolish rigid variety is not. Now, automatic consistency is really useful most of the time, since we often need to be able to behave in appropriate ways without thinking. A dilemma. And the only way out is to know when such consistency is likely to lead to poor choice. Cialdini says there are two separate signals to help tip us off.

The first occurs in the pit of our stomach when we realize we are trapped in to complying with something we know we didn’t want to do. It’s probably happened to you a hundred times. Cialdini recounts his experience with a young woman carrying a clipboard who knocked on his front door. She tells him she’s conducting a survey. And he, wanting to make a favourable impression on the young woman, stretched the truth in his answers to her “survey” questions. Then using his answers against him, she tells him that she “can save him up to 1200 dollars” if he joins the club membership she is selling. “Surely someone as socially vigorous as yourself would want to take advantage of the tremendous savings our company can offer on all the things you’ve already told me you do!” she says. And he, feeling trapped, feels his stomach tighten. He actually complied with her request although he defends himself saying that it was before he started his study of influence.

The second is not so clear. It’s in your “heart of hearts” and can be heard in answering the tricky question: “Knowing what I know now, if I could go back in time, would I have made the same choice?” Sometimes circumstances change, and with those changes, is your original decision still valid? Changing your mind or acting inconsistently with your previous actions is not indecisiveness. If the answer to the knowing-what-I-know-now question is “No” then reversing or changing your position is the responsible thing to do. This strategy can help tremendously when re-evaluating those sunk cost decisions. Especially for revisiting decisions to continue with projects that may no longer be viable.

I try not to tie my ego to my original position, and remember that it’s okay to change my mind.

Moral: know when to change your mind!

Where Am I?

Here, I guess …

There’s a trick to the ‘graceful exit’.  It begins with the vision to recognize when a job, a life stage, or a relationship is over and let it go.  It means leaving what’s over without denying its validity or its past importance to our lives.  It involves a sense of future, a belief that every exit line is an entry, that we are moving up, rather than out.

[Ellen Goodman]

Outlook for 2010

Jilly over at jillysheep has prompted me to think about what I might want to achieve in 2010. This is not something I normally do, as I have always been content to drift with the tide and see what washes up.

But in 2010 I would like to:

  1. Win the lottery jackpot (minimum £2m)
  2. Lose 50 kilos (I keep telling you I’m hugely overweight)
  3. Do all the cooking (like I used to)
  4. Get the bathroom rebuilt (probably requires as a prerequisite)
  5. Get the house rewired (also requires as a prerequisite)
  6. Get the whole house tidy, uncluttered and clean – and keep it that way
  7. Get the two-thirds of the house which badly needs it redecorated (another that requires as a prerequisite)
  8. Go on at least three 2-week holidays, one railway-based, one to Europe and one naturist in the sun
  9. Travel from Thurso to Penzance by train.
  10. Have a good sunny summer and be able to walk skyclad all summer around my garden

That list was a joke! Yes, I would like to do all those things but the chances of achieving them are at best 1 in 14 million (ie. the chance of winning the lottery at any one attempt. If I win the lottery (odds over the year probably 300 in 14 million) all except , and #10 become relatively easy.

OK, so let’s be realistic. What do I stand some chance of achieving?

  1. Lose 15 kilos
  2. Get out to the shops (even the dreaded supermarket) at least once a week (ought to be easy now I’m retired)
  3. Cook 3 meals a week
  4. Go out to take photographs at least once a week (also should be easy)
  5. Write 2 weblog posts a week
  6. Get the heating fixed (like Jilly, we have an annoying intermittent and unsolved problem)
  7. Grow a year’s supply of chillies – on the study windowsill (given that we use a lot of chillies and said windowsill space is limited this will need a very prolific variety)
  8. Get my Anthony Powell Society work up to date, and keep it that way
  9. Get the sitting room and dining rooms properly tidy and inhabitable
  10. Rejuvenate my fish tanks
  11. Go away on holiday for 2 weeks
  12. Make some major progress on my family history (yes that’s vague; first I have to take stock of what I’ve got)

And if I actually manage to achieve half of that lot I should be satisfied.

I don’t make New Year’s Resolutions – that’s just setting oneself up to fail, because they are always so unrealistic – so I’m not going to start this year and I’m not even going to commit to trying to achieve any of the above. They are what I would like to achieve. It’s a “wants list”, not a “must achieve or else list”. One reason I took early retirement was to get away from the incessant round of unachievable “must achieve or else” objectives. That way come madness and depression. 2010 is about relaxing and finding a life again.

Happy New Year to everyone!
Please don’t go out celebrating and get frostbite. 🙂

2009 Meme


2009 Meme, originally uploaded by kcm76.

This week’s Flickr meme is: For this coming New Year how about 12 pictures, one for each month of the old year (ie. 2009) to represent something about what happened to you that month. Here is my year in 12 pictures.

January: A new project boss; there were no prisoners taken
February: Snow
March: Daffodils; there’s hope at last
April: Spring blossom
May: Anthony Powell Society Collage Event
June: Attended the Garter Service at Windsor, thanks to our friend Richmond Herald
July: The company pension crisis broke, which has led me to early retirement from 5 January 2010
August: Was taken up with preparations for the conference and writing my conference paper
September: While in Washington DC for the Anthony Powell Conference we celebrated our 30th wedding anniversary — eeekkkkk!
October: Anthony Powell Society AGM at which Patric Dickinson (3rd from left in this old photo) spoke interestingly about Dorothy Varda
November: Beaujolais Nouveau est arrivée; an antidepressant is definitely required
December: More snow coincides with my last real working day
All in all an interesting year but a demanding and, at times, a stressful one.

As always the photographs are not mine (except for 3, 5, 10, 11 which are mine) so please click on individual links below to see each artist/photostream. This mosaic is for a group called My Meme, where each week there is a different theme and normally 12 questions to send you out on a hunt to discover photos to fit your meme. It gives you a chance to see and admire other great photographers’ work out there on Flickr.

1. Umm, Jack Hanna sure tastes good !, 2. Snow in the Chilterns, 3. Daffs, 4. Spring in Pink, 5. Power Collage, 6. Img0051768, 7. House of Cards, 8. Balloons just waiting to be blown up, 9. Flower Candy, 10. AP Soc Members at Wysall, 11. Anti-Depressant, 12. gloom, with more sheep

Created with fd’s Flickr Toys

Welcome Yule!


Today, 21 December, is Yule, the Germanic peoples’ mid-winter festival held on the Winter Solstice, the shortest day of the year – and doesn’t it feel like it this year with snow falling, as I type, across much of the UK. Wikipedia has a reasonable summary of the origins of Yule – there are others here and here – so I won’t repeat them except to say that like most pre-Christian festivals it was a time of feasting – indeed in many traditions it was the major feast of the year. And like many such events it was also a health and fertility rite which has descended to us in the form of Wassail, only on this occasion it is predicated around rebirth – the rebirth of the sun from it’s winter retreat and thus hope for the year to come.

Most religions have their mid-winter festival of rebirth and or light. Light to lighten the darkness of winter and celebrate the rebirth of the sun, the giver of life. Hence the bonfire traditions, the burning of the Yule log (yes, originally a big log, not a chocolate cake!), the Scandinavian feast of St Lucia, etc. So the old pre-Christian Yule has become assimilated by the Christian church, along with the Roman Saturnalia, St Lucia and New Year to make their feast of Christmas.

So in concelebration with our wise, pagan forebears I wish you all

God Jul and wæs hæil